I mentioned in yesterday’s post 800LoanMart makes cash loans on your auto title easy. Here are the requirements and benefits in a nutshell.

The only requirements are:

• Proof of age (18+)
• Proof of residence (800LoanMart only serves California, Arizona, and New Mexico.)
• Proof of ownership of the vehicle to be borrowed against.
• Borrower agrees to loan terms before signing.

The loan seeker can borrow as little as $2,600, up to $50,000 depending on the Kelly Blue Book value shown for his or her particular model and year of vehicle.

What are the benefits of 800LoanMart auto title loans?

• FAST CASH IN HAND.
• Stress Relief (imagine going from broke to having several thousand dollars in hand, all within ONE HOUR).
• NO embarrassing credit checks (NO more “hits” on your history, either).
• NO snooping as to why you need/want the money.
• PRIVACY! No one has to know about your loan.
• FREEDOM (to drive your collateral to work, so you can pay back the loan!)

There surely are many more benefits to be found; but those will most likely depend upon each individual’s set of circumstances. And it couldn’t hurt to brush up on your strategies. Now the “bad credit risk” in your life—even if it’s you—has got a second chance to make good on his/her/your integrity.

Pawning your car through 800LoanMart is so simple; anyone…well…anyone who’s old enough, and has either paid off their vehicle or is close to it, living in California, Arizona, or New Mexico… can do it.

Here’s a synopsis of what you’ll be looking at if you’re in the market:

• NO CREDIT CHECK.
• FAST CASH.
• ONLINE APPROVAL.
• DRIVE YOUR CAR DURING LOAN.
• PRIVATE…only you have to know about it.
• NO JOB NEEDED.
• TERMS CLEARLY EXPLAINED.

I really can’t make it much simpler than that. If you don’t have anywhere else to turn, your credit sucks, and no one you know will or can loan you cash, and you’re in need, having your car, truck, SUV, whatever paid off could be your ticket out of a tight financial spot.

If you’re uncertain or even scared, DON’T BE. I talked to a really nice guy at 800LoanMart yesterday (I called like a potential customer) and he was very up front with me on how it all works. I took notes to keep myself in check, and I may have even complicated it (here) somewhat.

But I can’t do it for you. They can’t reach through the phone and pull you into a chair and make you commit.

Bottom line: if you need cash and you’re described as a “bad credit risk”—either by lenders or family members—you might as well call or click.

I’ve said it before: borrowing cash on your auto title isn’t for the irresponsible. But 800LoanMart can be quite the life saver if you need cash, are an adult (18+ years old), and you’ve been responsible enough to pay off your own automobile.

Some say having bad or spotty credit is an indication of financial irresponsibility. Those who say this are usually in the lending business—ha! But the truth is: most people who have credit struggles work, pay their bills, pay taxes, and are pretty much reliable—and responsible people. And another thing, it’s usually from unwise choices—not irresponsible financial intent—that lands most people in the crowd of “undesirable credit risk.”

So if I’ve pretty much described you here, and you need cash for whatever reason, you owe it to yourself to check out 800LoanMart.

No, really.

If you’ve been responsible enough to become title holder to your own car, truck or whatever, 800LoanMart is most likely your best option for getting the cash you need, and we’ll get it to you in about an hour (usually less). Wouldn’t you agree? Most people can’t save money to save their life, but if they work, have got a payment, and are keeping up with their bills, such people will more than likely make those payments. It’s human nature to spend, not save.

California, Arizona, or New Mexico residents apply online or in person.